Less Stress Home Loans
Buying your home is one of the most important steps you will ever take. It will affect your lifestyle today and tomorrow. From experience, we also know that the journey of home ownership can be a nerve-wracking one with many unknowns and difficult decisions to be taken along the way.
APS has both the expertise and eagerness to alleviate some of your stress by guiding you through financing your ideal home. Finding a loan facility that suits your lifestyle is essential. We pride ourselves on making a personal connection with all our customers from the day of their first appointment to the signing of the final contract, syncing the progress of your home facility with your pace of life.
Your Less Stress Home Loan Journey
APS home loan advisors specialise in understanding your needs and offer you a plan which will cater for your requirements. To view the Home Loans Gazette please visit gazettelessstress.com
Home Deposit Scheme
Found the perfect property but need support for the deposit? Get a loan for the 10% deposit needed to buy your first home, thanks to the Home Deposit Scheme. Click here to learn more.
Equity Sharing Scheme
The Equity Sharing Scheme assists people aged 30 and over to become homeowners. Through this scheme the Housing Authority will step in as a silent joint owner in the purchase of the property. Click here to learn more.
New Hope Guarantee Scheme
APS is proud to be a participant in the New Hope Guarantee Scheme, which has been launched by The Housing Authority.
The Scheme allows aspiring home buyers with medical conditions or disabilities which prohibit them from obtaining life insurance policies, the opportunity to purchase their primary residence. For more information on the Scheme please visit housingauthority.gov.mt/en/Pages/Schemes.aspx.
Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available on apsbank.com.mt/terms-and-conditions.
For further information on the Bank’s fees on our lending products, always refer to the Bank’s Tariff of Charges available for download here.
Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018. The Bank is a participant in the Depositor Compensation Scheme established under the laws of Malta. Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available on request.