Tariff of Charges

Tariff of Charges

Download the Tariff of Charges on the Bank's products and services. Charges for any service or product not listed will be advised on request or when the service is provided.

Our staff will be pleased to answer your queries relating to our services, products and charges.

Effective from 1 June 2023 to 31 March 2024

Important notice

As from 1 April 2024, we will adjust some of our payment account service charges.

Why this change?

These changes are in response to regulatory requirements and align with our ongoing commitment to environmental sustainability, while improving our processes. They also complement the removal of online SEPA payment fees introduced in June 2023.

What’s changing?

Description Existing fee New fee as from 1 April 2024
Loan drawdown
Loan drawdown fees by bank draft for home loan customers €0 €1
Loan drawdown by Outward Payment Order (OPO) for all loans €5 €0
Over-the-counter (via branches) payment services
Online account over-the-counter transaction €2 €5
SEPA & SWIFT OPO

Surcharge for same day value
€30

+ €20
€40

+ €10
Cheques
Returned cheque (insufficient funds) €25 €40
Returned cheque (other reasons) €5 €10
Returned cheque (as less than €20) €0 €10
Cheque book order (40 pages only) €0 €3.50
Overdraft renewal fees (if applicable)
APS Online Student Account overdraft Free 0.15% per year on your overdraft, with a minimum of €50 yearly
Overdraft Visa €10 0.15% per year on your overdraft, with a minimum of €50 yearly
Online electronic personal overdraft (EPO) €25 0.15% per year on your overdraft, with a minimum of €50 yearly
Other
Inward SWIFT high value (Euro & any other currency) €4 (payment in Euro from €10,001 & over)
€10 (payment in any other currency from €5,001 & over)
€0
Bulk coin deposit 1.5% with a minimum of €2.50 2% with a minimum of €2.50

We believe in transparency and strive to provide you with the best banking experience. If you do not agree with these changes, you have the right to close your account without incurring any additional charges until 1 April 2024.

FREQUENTLY ASKED QUESTIONS

Tariffs & Charges

All cash withdrawals from APS ATMs are free and you can benefit from 4 free withdrawals a month from all other local bank's ATMs.  The rest of the withdrawals come at a charge.  Please refer to the Tariff of Charges here.  
Please refer to the Tariff of Charges here.
Please refer to the Tariff of Charges here.
Please refer to the Tariff of Charges here.
No, no charges will apply.
No, new debit cards are free of charge.

Any questions?

Visit our Help Centre for 24/7 support and help documentation

Call on

(+356) 2122 6644

Mon - Sun, 08:00 - 21:00