Earn More on your Savings with the APS Term Deposit Account

⚠️ Limited time offer

Grow your savings with the APS Euro Fixed Term Deposit

Earn a 3% annual interest rate for 6 months
Earn a 2.8% annual interest rate for 3 months

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⬇️ Open a Term Deposit Account on myAPS

What is an APS Term Deposit Account?

With an APS Term Deposit account, you can put aside your savings for a fixed period and benefit from a higher interest rate than with a normal savings or current account.

The simple terms of the APS Term Deposit Account strikes a good balance between interest rate and duration, as well as an opportunity for you to diversify your savings portfolio and earn some extra return.


  • Available in different currencies.
  • Fixed for up to 5 years.
  • Interest can be added to your capital or credited to your savings or current account.
  • Minimum deposit accounts vary according to the term deposit account.
  • Interest rates are gross of tax and can be payable monthly, quarterly, semi-annually, annually, or at maturity depending on the type of term deposit.

Saving with purpose with the APS Green Term Deposit

The APS Green Term Deposit is the first fixed term deposit of its kind locally. By placing your money in our green term deposit, you will help fund local projects which qualify for green lending, while earning some extra return.

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Term Deposit interest rates

Fixed Term Deposit Accounts
€1,000 - €499,999.99

> €500,000

1 month* 0.50% Contact Treasury
3 months* 2.80%
6 months* 3.00%
1 year* 2.00%
2 year* 2.50%
3 year* 2.75%
4 year* 2.25%
5 years* 2.00%
For more information on interest rates contact us here, visit an APS Bank branch or call our Contact Centre on (+356) 2122 6644.
*Minimum amount for opening of account is €1,000.
Interest rates are subject to change without prior notice.

Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. Terms and conditions apply and are available on request.

Any questions?

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(+356) 2122 6644

Mon - Sun, 08:00 - 21:00