Benefit from Better Interest Rates with the APS Online Account

The APS Online Account comes with preferential interest rates and allows for the significant reduction of the use of paper and effective time utilisation.

In tandem with this type of deposit account:

  • Chequebooks cannot be issued
  • A minimum deposit of €25 is required
  • You must be 16+ years of age


Attractive credit interest rates

APS VISA debit card

Overdraft (subject to the Bank’s lending criteria)

Easy access to your money through myAPS internet and mobile banking service

Credit interest rates per annum

Online Account 0.50% (for amounts up to €4,999.99)
1.00% (for amounts between €5,000.00 and €24,999.99)
0.10% (for amounts of €25,000.00 and over)

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Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act. Applications are subject to the Bank’s lending criteria. The Bank is a participant in the Depositor Compensation Scheme and the Investor Compensation Scheme as established under the laws of Malta. Terms and Conditions apply and are available upon request.

Any questions?

Visit our Help Centre for 24/7 support and help documentation

Call on

(+356) 2122 6644

Mon - Sun, 08:00 - 21:00