APS Diversified Bond Fund

The APS Diversified Bond Fund is aimed at investors who can tolerate moderate to high levels of risk and who are willing to invest in a fund for the medium to long-term.

The investment objective of the Fund is to maximise total return (income and capital), primarily through investment in international debt instruments rated Baa2 or lower by Moody’s Investor Services (Moody’s), or rated BBB or lower by Standard and Poor’s (S&P) or Fitch Ratings, or if unrated, deemed by the Investment Manager of the Fund to be of equivalent credit quality. The Fund forms part of the APS Funds SICAV p.l.c., an open-ended Malta UCITS collective investment scheme.

Investment Policy*
The Fund seeks to achieve its investment objective by investing primarily in government and corporate bonds in any currency. The bonds that will be held within the Fund will generally have a credit rating of BBB (Baa2) or lower. However, investment in debt instruments of better quality will also be permissible. The Fund may also invest in Sukuk (Sharia-compliant debt-like instruments), selected collective investment schemes and exchange traded funds, as well as cash and term deposits. There is no geographic limitation to the investment universe.

Investment Grade Bonds
The Fund may invest in bonds whose credit rating is deemed to be investment grade, defined as Baa3 or higher by Moody’s, or BBB- or higher by S&P or Fitch Ratings or, in the case of unrated bonds, are deemed to have an equivalent rating by the Investment Manager. The Fund may be partially or fully placed in investment grade bonds.

Non-Investment Grade Bonds
The Fund may be fully invested in high yield bonds, which are instruments rated Ba1 or below by Moody’s, or BB+ or below by S&P or Fitch Ratings, or non-rated debt instruments deemed by the Investment Manager to be of similar credit quality. The quality of the Fund’s fixed income securities holdings will typically be skewed towards securities rated BBB or lower, but this may vary.

Currency Exposures
The Fund will always maintain at least 20% of total net assets in Euro. The Investment Manager may invest in currencies other than the Euro, including currencies of emerging countries.

 

How may I invest?
We understand that every investor has different objectives. You can invest in the APS Diversified Bond Fund in two different ways:

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Savings Plan


If you'd like to invest smaller sums or are looking at a savings plan, we offer the APS Diversified Bond Fund in the form of a monthly savings plan. From as little as €50 every month, this approach helps you build a portfolio in manageable monthly investments.

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Lump Sum Package


Starting from a minimum investment of €2,000, this approach is perfect for you if you would like to invest a lump sum.


Take your time to evaluate which approach suits you best. Our professional team is focused on providing you with sound investment advice.


 

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Document downloads


Key Investor Information Documents


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*Prospective investors are encouraged to read the entire investment policy that is outlined in the offering supplement. This document will be supplied upon request, or it may be downloaded here.

No information contained on this webpage should be deemed to constitute the provision of any form of advice nor does it constitute solicitation and/or an offer to buy, sell or otherwise deal in any investment. Any investment should be based on the full details of the relevant Prospectus and Supplement thereto and viewers are strongly advised to seek professional advice. Performance figures quoted refer to the past and past performance is not a guarantee of future performance. Income and frequency of payments may vary and are not guaranteed. The value of investments may rise as well as fall and currency fluctuations may affect the value of the investment. Any initial charges and any exit fees that may apply may lower the amount invested and the amount received upon redemption. APS Income Fund is considered as a prescribed fund and holds at least 85% of investments in assets held in Malta and enjoys certain tax benefits over direct investments. The levels and basis of taxation are dependent on individual circumstances and subject to change and therefore it is highly recommended that professional tax advice be sought. APS Funds SICAV p.l.c. and its sub-funds are licensed by the MFSA as a collective investment scheme pursuant to the Investment Services Act and the UCITS Directive. APS Funds SICAV p.l.c. is managed by ReAPS Asset Management Limited, a subsidiary of APS Bank Limited, and licensed to provide investment services in Malta by the Malta Financial Services Authority (‘MFSA’).

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APS Bank Ltd is licensed to undertake the Business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006