Investor Relations

As a pillar of community banking for over a century (est. 1910), APS Bank is a leading provider of financial services, offering personal, business and investments solutions. Deeply committed to the economic and social development of its marketplace, the Bank is one of the most exciting and enterprising banks with an agenda of modernisation and growth. This is helped in no small way by its young, qualified and highly talented workforce of 480 people.

APS Bank’s three lines of activity are retail banking, commercial banking and investment services. Its distribution channels consist of a network of 11 branches and ATMs complemented by ‘myAPS’, a versatile electronic banking platform, which serves the retail and commercial customer base.

APS Bank has developed expertise in the lending sphere. This is particularly true for the Bank’s home loan product. Over the last three years, this has grown at double digit rates, faster than competition, leading to significant gains in market share. On the commercial side, APS Bank has capitalised on its dynamic, although selective, risk approach, together with the provision of a high-quality service to increase the number of customers relating to commercial lending. It has also developed a portfolio of trade finance deals and selected participations in syndicated lending.

Sustainability and a sense of caring have been key principles guiding the actions of APS Bank throughout its history. Be it through the arts, education, protection of the Maltese heritage or addressing the challenges created by climate change, APS Bank continues leading the way.

APS Bank’s values:

EXCELLENCE: Get it right first time

AUTHENTICITY: Always do the right things

PASSION: Do what you love, care about the others

INCLUSIVENESS: Build on differences and break the silos

CONTEMPORARY: Be relevant to today’s world

Investor helpline details

Registered office: APS Centre, Tower Street, B’Kara BKR 4012, Malta

Company Registration Number: C 2192

VAT Number: 1304-3536

SWIFT Code / BIC: APSBMTMT

Investor relations email: investor.relations@apsbank.com.mt

Investor relations contact Number: 25603000

APS Bank's external auditors are Deloitte Audit Ltd of Deloitte Place, Mriehel Bypass, Mriehel BKR 3000, Malta. Deloitte Audit Ltd is a firm of certified public accountants holding a warrant to practice the profession of accountant in terms of the Accountancy Profession Act (Cap. 281 of the laws of Malta).