Deposit Accounts

Herunder is a list of the various deposit accounts available from APS Bank.

Current Account

A current account is also referred to as a cheque account. Cheques are still a very popular method of payment offering convenience for the account holder. APS Bank cheques are recognised and accepted by all local businesses. The minimum deposit required to open a current account is €250.

 

When opening a current account, the account holder has the option to apply for APS Bank’s 365 Online service, through which the account may be managed 24 hours a day, 7 days a week via the Bank’s online service. Current Account holders also receive APS Bank’s Premier Card. This is a local debit card that may be used to withdraw cash and effect deposits from the Bank's entire ATM network and Bank of Valletta ATMs (does not apply to BOV Advanced Deposit ATMs). The APS Bank Premier card may be also used to effect purchases from any retail outlet displaying the Premier/Cashlink sign.

 

 

 

[Download] Current Account - Terms & Conditions [Old]
[Download] Current Account - Terms & Conditions [New]*

* For accounts opened from 1st November 2017 onwards, these Terms & Conditions will apply immediately.
For accounts opened prior to 1st November 2017, these Terms & Conditions will apply from 1st April 2018.



[Download] Dishonoured Cheques Code of Conduct

 

Savings Account

APS Bank’s Savings Account has been developed to strengthen the financial security and the general well-being of your loved ones when it matters most. Also referred to as the ‘Lifeguard Account’, this is an insurance linked savings account, where the Bank doubles the balance of the account in the event of the account holder's demise (conditions apply).

 

When opening a savings account, you will have the option to use APS Bank’s 365 Online service, whereby the funds deposited in the account can be managed 24 hours a day, 7 days a week through the Bank’s website service. The minimum deposit required to open a savings account is €25.

 

[Download] APS Savings Account -Terms & Conditions [Old]
[Download] APS Savings Account -Terms & Conditions [New]*

* For accounts opened from 1st November 2017 onwards, these Terms & Conditions will apply immediately.
For accounts opened prior to 1st November 2017, these Terms & Conditions will apply from 1st April 2018.


Savings Bonanza Account

The APS Savings Bonanza Account offers the same benefits of our traditional Savings Account with the exception that the account holder must accept to give the Bank three days notice before withdrawing funds from the account. Interest is credited on a monthly basis. Minimum deposit to open a savings bonanza account: €25

 

[Download] APS Savings Bonanza Account - Terms & Conditions [Old]
[Download] APS Savings Bonanza Account - Terms & Conditions [New]*

* For accounts opened from 1st November 2017 onwards, these Terms & Conditions will apply immediately.
For accounts opened prior to 1st November 2017, these Terms & Conditions will apply from 1st April 2018.

Virtual Account

Our virtual account is the first step to a more modern and efficient way of banking with more convenience for our customers and less paper and time wastage. It also offers a more attractive interest rate on deposits. Learn more.

International Student Savings Account

If you are a foreign student and would like to open a Savings Account, look no further than our International Student Savings Account here.

Teen Plus Account (available only for existing First Coin Account customers)

Teen Plus is an account tailor-made for teenagers aged between 13 and 18 years to provide a short to medium term savings proposition in their formative years. We have designed the product to adapt to the financial needs of a teenager. Learn more.

Cash and cheque deposits can be made

  • at any APS Bank branch
  • at any APS ATM / Express Deposit Machine
  • at any Bank of Valletta ATM (does not apply to BOV Advanced Deposit ATMs)
Questions and Answers

Booking an appointment is easy, just click on the buttons below to set up your appointment and we will get back to you soon after to confirm your meeting. APS Bank staff members will assist you in taking the right decisions that are in your own best interest. Deposit Accounts Terms and Conditions are availble upon request.

 

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APS Bank Ltd is licensed to undertake the Business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006