Apple Pay and Google Pay: All You Need to Know

Undeniably, our present is coloured by an overarching digital presence. Modern society has transitioned towards a time when faster, more convenient, and secure digital processes have become the new normal – gradually replacing traditional methods to complete everyday tasks.

This is certainly the case for how payments are executed. Gone are the days of carrying around bulky wallets filled with cash and cards. Instead, digital wallets such as Apple Wallet and Google Wallet are revolutionising the way we pay for goods and services. In this article, we will explore what digital wallets are, their benefits, the differences between Apple Pay and Google Pay, and how you can add your APS card to these platforms. Ready to take the next digital step?

What is a Digital Wallet?

A digital wallet is like having a digital version of your wallet on your mobile device. It keeps your debit and credit card details safe and handy, eliminating the need to carry physical cards and allowing you to make contactless payments using your smartphone, smartwatch or any supported smart devices. With a digital wallet, you can pay for purchases both in-store and online with ease, making transactions faster, more convenient, and secure.

The Benefits of Using a Digital Wallet

With a digital wallet all your payment card information is stored securely on your smartphone, ready to use whenever you need it. However, the benefits of using a digital wallet extend far beyond. Let us explore some of the key advantages:

  • Convenience: instead of carrying around multiple cards and cash, you can store all your card information on your smartphone, transforming it into your one-stop digital wallet for purchases.
  • Security: your card details are encrypted and stored safely in your digital wallet, making it harder for fraudsters to steal your information. Apple Pay uses the security features built into your Apple device — including Face ID and Touch ID — which are designed so only you can authorise payments. Google Pay keeps your card details safe, ensuring the security of your payment information.
  • Speed: enjoy quick and easy transactions with just a tap or a scan, saving you time at checkout. No more fumbling for cash or swiping cards at the checkout – it is all done in an instant.
  • Accessibility: whether you are at the grocery store, dining out, or shopping online, you can make payments anytime, anywhere, as long as you have your smartphone with you.
  • Organised: with a digital wallet, you can keep track of all your transactions and receipts digitally. This makes it much easier to stay on top of your finances and monitor your spending habits.
  • Real time notifications – receive real-time notifications for all your transactions, whether approved or declined.

Apple Pay and Google Pay: The Difference

Whilst both Apple Pay and Google Pay offer similar functionalities, there are some key differences between the two:

  • Compatibility: Apple Pay is specifically designed for iOS devices. On the other hand, Google Pay is compatible with Android devices, catering to a broader range of smartphones and tablets running on the Android operating system.
  • Additional Features: Apple Pay offers the option to store loyalty cards. This makes it convenient for users to access all their payment and loyalty card information in one place. In contrast, Google Pay primarily focuses on facilitating payment transactions, providing a streamlined approach to digital payments without the additional features offered by Apple Pay.

How to Add Your APS Card to Your Digital Wallet

Having discovered the benefits of using a digital wallet, the next step is adding your APS card to your wallet of choice.

Apple Wallet

Google Wallet

Digital Wallets – Getting Started with APS Bank

As we have seen so far, digital wallets like Apple Wallet and Google Wallet are transforming the way we make payments, offering unparalleled convenience, security, and speed. In adding your APS card to your digital wallet, you may enjoy seamless and secure transactions wherever you go. Embrace the future of payments today and experience the ease and simplicity of digital wallets. Fill in the form below to reach out to our team and learn more about Apple Pay and Google Pay.

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Apple Pay, Apple Wallet and Apple Watch are trademarks of Apple Inc. Google Pay and Google Wallet are trademarks of Google LLC.

Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012.APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is a participant in the Depositor Compensation Scheme established under the laws of Malta. Applications are subject to the Bank’s lending criteria. Terms and conditions apply and are available upon request.

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