Top left: Marcel Cassar, CEO. Bottom left: Rodney Naudi, Head of Operational Resilience. Top right: Cynthia Borg, Head of Financial Crime Compliance and MLRO. Bottom right: Marvin Farrugia, Head of Asset Liability Management. 

APS Bank professionals recently participated in a series of high-level industry forums, reflecting the Bank’s ongoing engagement with key developments shaping the financial sector. 

CEO Marcel Cassar participated in the Malta Future Realised 2025 conference, contributing to a panel discussion on Unlocking Malta’s Future: Integrating Digital Strategies for Long-Term Attractiveness. The session brought together leaders from the public and private sectors to discuss how digital transformation, innovation and long-term planning can strengthen Malta’s competitiveness. 

Rodney Naudi, Head of Operational Resilience, moderated a session at the Cyber Finance Summit 2025 on Supply Chain and ICT Third-Party Risk, highlighting how resilience extends beyond individual organisations to encompass entire ecosystems. The discussion explored critical third-party dependencies, emerging regulatory requirements under DORA, and the growing sophistication of supply chain risks. 

At the 3rd Client Onboarding & Digital Identity Summit in Prague, Cynthia Borg, Head of Financial Crime Compliance and MLRO, delivered a keynote on The KYC Conundrum – Overcoming the Challenges in Balancing Regulatory Obligations and Customer Experience. The session examined how technology can streamline onboarding processes while maintaining compliance, followed by a panel discussion on efficiency, outsourcing, and customer education. 

Marvin Farrugia, Head of Asset Liability Management, and Astrid Tailly-Lubin, Financial Institutions Manager, attended SIBOS 2025, organised by SWIFT in Frankfurt Messe, Germany. SIBOS brings together financial institutions, technology providers and regulators to discuss global trends in payments, securities and compliance. Participation in this event reinforced APS Bank’s connectivity with international networks, supporting the delivery of better and broader services to customers. 

Ray Bonnici, Chief People Officer commented: “These contributions reflect APS Bank’s active role in industry dialogue and its commitment to applying global insights to strengthen operations and enhance the customer experience.”