APS Bank has expanded its Kapital Plus suite with the introduction of APS Kapital Plus 22 (KP22), a 5-year fixed term Structured Deposit designed for investors seeking steady returns with capital protection.
KP22 offers a fixed interest rate of 1.5% (gross) paid annually for the first four years. On maturity, investors may benefit from an additional bonus linked to the performance of the APS Ethical Adventurous Fund, marking the first time this underlying is being used within the Kapital Plus range. The fixed interest and full return of capital at maturity are guaranteed. The product is denominated in euro, with a minimum deposit of €5,000 and no initial or annual charges.
Josef Portelli, Managing Director at ReAPS Asset Management and Head of Investment Management at APS Bank, said: “APS Kapital Plus 22 continues to provide a straightforward solution for clients seeking predictable income. The introduction of the APS Ethical Adventurous Fund as the underlying offers a new dimension, allowing investors to benefit from potential upside, while maintaining full capital protection.”
APS Kapital Plus 22 is available from APS Bank branches until Friday, 19 June 2026, subject to terms. Additional information on the product is available at apsbank.com.mt/kapital-plus-22, while further details on the APS Ethical Adventurous Fund can be found at apsbank.com.mt/ethical-adventurous-fund.
Approved and issued by APS Bank plc, APS Centre, Tower Street, Birkirkara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. APS Bank plc is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018. Terms and conditions apply and are available at apsbank.com.mt/kapital-plus-22/.
This information shall not be deemed as investment, tax, or any other form of professional advice. You should consult your independent legal, investment or other advisors to ensure that any decision you make is suitable for you with regards to your specific circumstances and financial situation. The Bonus linked to the performance of the Underlying Instrument is not guaranteed. The income you get from this investment may go down as well as up and past performance is not a guarantee to future performance. The Account Holder is not allowed to cancel or withdraw (partial or full) the Principal Amount before the Account Maturity Date and as such is not repayable on demand. Distribution is restricted in or into Malta.
