Merchant Acquiring Services

Whether you are a new or existing business customer, you can now apply for merchant acquiring services for your business. This is a payment service for businesses to start accepting credit card and debit card payments.

How will this work?

During a transaction, such as the purchase of an item, the merchant acquiring technology works behind the scenes to securely collect and process card payments, and then deposit funds into your APS business account.

Why APS?

We have partnered with a leading merchant acquiring service provider to facilitate the purchasing process for you and your customers. Our partner will offer:

  • Easy integration with your APS account
  • Fast, automated, and online onboarding process
  • 24/7 technical support
  • The latest technology
  • Detailed reporting

What’s the next step?

If you are already an APS Business Customer, kindly fill in and submit the form below via myAPS message hub or hand it in at your nearest branch.

If you are not yet a customer and you are interested in merchant acquiring services, please reach out to us on 2122 6644 or




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APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.