Interest Rates

Local Interest Rates as from January 2019
Current Account 0% p.a.
Savings Account 0.05% p.a. (for amounts up to € 499,999.99)
  0.00% p.a. (for amounts over € 500,000)
Basic Payment Account
0% p.a.
Virtual Account 0.20% p.a. (for amounts up to € 24,999.99)
  0.10% p.a. (for amounts over € 25,000 and up to € 499,999.99)
  0.05% p.a. (for amounts over € 500,000)
Star Account** 2.00% p.a.
First Coin Account*** 3.00% p.a.
APS Student Account
1.50% p.a. (for amounts up to € 4,999.99)
  0.05% p.a. (for amounts over € 5,000)
Teen Plus Savings Account**** 3.00% p.a.
Teen Plus Access Account**** 1.00% p.a.

* Requires 3 days notice for withdrawal.
** Only accounts opened prior to 30 September 2018
*** Only accounts opened prior to 14 September 2013
**** Only accounts opened prior to 30 June 2014

Term Deposits

€1,000 - €24,999.99

€25,000 - €50,000 €50,000.01 - €499,999.99  > €500,000
7 days*                             
0.000%                       
0.000%                      
0.000%                       
Contact our Customer Support Centre
1 Month** 0.050% 0.030% 0.030% -
3 Months** 0.100% 0.050% 0.050% -
6 Months** 0.200% 0.100% 0.100% -
1 Year** 0.850% 0.850% 0.850% -
2 Years** 1.100% 1.100% 1.100% -
3 Years** 1.400% 1.450% 1.500% -
4 Years** 1.500% 1.800% 1.900% -
5 Years** 1.700% 2.000% 2.100% -

Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt

*for any amount.

**Minimum amount for opening of account is €1,000.

Interest rates are subject to change without prior notice.

 

Foreign Interest Rates as at 16th September 2019
CFC Fixed Deposits
CFC Ordinary Savings Accounts

 

CFC Fixed Deposits
    1 Month 3 Months 6 Months 12 Months
GBP Band 1 0.2600 0.2700 0.2800

0.3000

  Band 2 0.3100 0.3200 0.3300 0.3500
  Band 3 0.3600

0.3700

0.3800 0.4000
           
USD Band 1 1.4500 1.4200 1.4000 1.3800
  Band 2 1.5000 1.4700 1.4500 1.4300
  Band 3 1.5500 1.5200 1.5000 1.4800
           
AUD Band 1 0.3000 0.3500 0.4000

0.4200

  Band 2 0.3500 0.4000 0.4500 0.4700
  Band 3 0.4000 0.4500 0.5000 0.5200
           
CAD Band 1 1.1000 1.1200 1.1500 1.1800
  Band 2

1.1500

1.1700

1.2000

1.2300

  Band 3 1.2000 1.2200 1.2500 1.2800
           
CHF Band 1 0.0000 0.0000 0.0000 0.0000
  Band 2 0.0000 0.0000 0.0000 0.0000
  Band 3 0.0000 0.0000 0.0000 0.0000

 

 

Band 1
GBP *GBP 860 - GBP 3,900
USD *USD 1,000 - USD 6,900
AUD *AUD 1,400 - AUD 10,100
CAD *CAD 1,400 - CAD 9,700
CHF *CHF 1,000 - CHF 9,000
   
Band 2
GBP over GBP 3,901
USD over USD 6,901
AUD over AUD 10,101
CAD over CAD 9,701
CHF over CHF 9,001
   
Band 3
GBP over GBP 32,000
USD over USD 56,000
AUD over AUD 81,000
CAD over CAD 77,000
CHF over CHF 72,000
Minimum balance to open a fixed deposit CFC is €1,000 (* the foreign equivalent may vary from time to time due to the exchange rate). Interest is calculated on a 365-day basis on GBP and 360-day basis for all other currencies.
Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt

The above rates are subject to change from time to time.

 

CFC Ordinary Savings Accounts
  GBP USD AUD CAD CHF
Band 1 0.0200 0.000 0.500 0.00 0.000
Band 2 0.0200 0.000 0.500 0.00 0.000

 

 

Band 1
GBP *GBP 860 - GBP 18,000
USD *USD 1,000 - USD 25,000
AUD *AUD 1,400 - AUD 38,000
CAD *CAD 1,400 - CAD 35,000
CHF *CHF 1,000 - CHF 46,000
   
Band 2
GBP over GBP 18,001
USD over USD 25,001
AUD over AUD 38,001
CAD over CAD 35,001
CHF over CHF 46,001
Interest is payable Monthly.

The above rates are subject to change from time to time.

 * the foreign equivalent may vary from time to time due to the exchange rate

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APS Bank plc is licensed to undertake the Business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006