Interest Rates

Local Interest Rates as from July 2020
Current Account 0% p.a.
Savings Account 0.05% p.a. (for amounts up to € 499,999.99)
  0.00% p.a. (for amounts of € 500,000.00 and over)
Basic Payment Account
0% p.a.
Virtual Account 0.20% p.a. (for amounts up to € 24,999.99)
  0.10% p.a. (for amounts over € 25,000.00 and over, up to € 499,999.99)
  0.05% p.a. (for amounts of € 500,000.00 and over)
Star Account* 2.00% p.a.
First Coin Account** 3.00% p.a.
APS Student Account
1.50% p.a. (for amounts up to € 4,999.99)
  0.05% p.a. (for amounts of € 5,000.00 and over)
Teen Plus Savings Account*** 3.00% p.a.
Teen Plus Access Account*** 1.00% p.a.

* Only accounts opened prior to 30 September 2018
** Only accounts opened prior to 14 September 2013
*** Only First Coin Account Customers are eligible to open this account

Fixed Deposit Accounts

€1,000 - €24,999.99

€25,000 - €50,000 €50,000.01 - €499,999.99  > €500,000
1 Month* 0.030% 0.030% 0.030% -
3 Months* 0.050% 0.050% 0.050% -
6 Months* 0.200% 0.100% 0.100% -
1 Year* 0.600% 0.600% 0.600% -
2 Years* 1.000% 1.000% 1.000% -
3 Years* 1.200% 1.200% 1.200% -
4 Years* 1.300% 1.400% 1.500% -
5 Years* 1.400% 1.500% 1.600% -

Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt

*Minimum amount for opening of account is €1,000.

Interest rates are subject to change without prior notice.

 

Foreign Interest Rates as at 26th June 2020
CFC Fixed Deposits
CFC Ordinary Savings Accounts

 

CFC Fixed Deposits
    1 Month 3 Months 6 Months 12 Months
GBP Band 1 0.0000 0.0000 0.0000

0.0000

  Band 2 0.0000 0.0000 0.0100 0.0050
  Band 3 0.0000

0.0200

0.0450 0.0550
           
USD Band 1 0.0000 0.0000 0.0000 0.0000
  Band 2 0.0000 0.0000 0.0300 0.0500
  Band 3 0.0000 0.0500 0.0800

0.1000

           
AUD Band 1 0.0000 0.0000 0.0000

0.0200

  Band 2 0.0000 0.0100 0.0300 0.0700
  Band 3 0.0500 0.0600 0.0800 0.1200
           
CAD Band 1 0.0000 0.0000 0.0200 0.0500
  Band 2

0.0300

0.0500

0.0700

0.1000

  Band 3 0.0800 0.1000 0.1200 0.1500
           
CHF Band 1 0.0000 0.0000 0.0000 0.0000
  Band 2 0.0000 0.0000 0.0000 0.0000
  Band 3 0.0000 0.0000 0.0000 0.0000

 

 

Band 1
GBP *GBP 860 - GBP 3,900
USD *USD 1,000 - USD 6,900
AUD *AUD 1,400 - AUD 10,100
CAD *CAD 1,400 - CAD 9,700
CHF *CHF 1,000 - CHF 9,000
   
Band 2
GBP over GBP 3,901
USD over USD 6,901
AUD over AUD 10,101
CAD over CAD 9,701
CHF over CHF 9,001
   
Band 3
GBP over GBP 32,000
USD over USD 56,000
AUD over AUD 81,000
CAD over CAD 77,000
CHF over CHF 72,000
Minimum balance to open a fixed deposit CFC is €1,000 (* the foreign equivalent may vary from time to time due to the exchange rate). Interest is calculated on a 365-day basis on GBP and 360-day basis for all other currencies.
Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt

The above rates are subject to change from time to time.

 

CFC Ordinary Savings Accounts
  GBP USD AUD CAD CHF
Band 1 0.0200 0.000 0.500 0.00 0.000
Band 2 0.0200 0.000 0.500 0.00 0.000

 

 

Band 1
GBP *GBP 860 - GBP 18,000
USD *USD 1,000 - USD 25,000
AUD *AUD 1,400 - AUD 38,000
CAD *CAD 1,400 - CAD 35,000
CHF *CHF 1,000 - CHF 46,000
   
Band 2
GBP over GBP 18,001
USD over USD 25,001
AUD over AUD 38,001
CAD over CAD 35,001
CHF over CHF 46,001
Interest is payable Monthly.

The above rates are subject to change from time to time.

 * the foreign equivalent may vary from time to time due to the exchange rate

Copyright © 2017 APS Bank plc
APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.