Interest Rates

Local Interest Rates as from 8 August 2016
Savings (Lifeguard) Account 0.05% p.a. (for amounts up to € 500,000)
  0.00% p.a. (for amounts over € 500,000)
Savings Bonanza Account* 0.05% p.a. (for amounts up to € 500,000)
  0.00% p.a. (for amounts over € 500,000)
Virtual Account 0.20% p.a. (for amounts up to € 25,000)
  0.10% p.a. (for amounts over € 25,000 and up to € 500,000)
  0.05% p.a. (for amounts over € 500,000)
Star Account 2.00% p.a.
First Coin** 3.00% p.a.
APS Student 1.50% p.a. (for amounts up to € 5,000)
  0.05% p.a. (for amounts over € 5,000)
Teen Plus Savings Account*** 3.00% p.a.
Teen Plus Access Account*** 1.00% p.a.

* Requires 3 days notice for withdrawal. 
** Only accounts opened prior to 14 September 2013
*** Only accounts opened prior to 30 June 2014

Term Deposits
7 days* 0.00% p.a.
1 Month** 0.05% p.a.
3 Months** 0.10% p.a.
6 Months** 0.20% p.a.
1 Year** 0.70% p.a.
2 Years** 1.10% p.a.
3 Years** 1.40% p.a.
4 Years** 1.50% p.a.
5 Years** 1.70% p.a.

Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt

*for any amount.

**Minimum amount for opening of account is €1,000.

Interest rates are subject to change without prior notice.

 

Foreign Interest Rates as at 22 June 2017
CFC Fixed Deposits
CFC Ordinary Savings Accounts
CFC 7-Day Notice Accounts

 

CFC Fixed Deposits
    1 Month 3 Months 6 Months 12 Months
GBP Band 1 0.0250 0.0650 0.1000 0.2000
  Band 2 0.0450 0.0800 0.1500 0.2500
  Band 3 0.0650

0.1000

0.2000 0.3000
           
USD Band 1 0.8250 0.9000 0.9500 1.0500
  Band 2 0.8500 0.9500 1.0000 1.1000
  Band 3 0.9000 1.0000 1.0500 1.1500
           
AUD Band 1 0.6000 0.7500 0.9000 0.9500
  Band 2 0.6500 0.8000 0.9500 1.0000
  Band 3 0.7000 0.8500 1.0000 1.0500
           
CAD Band 1 0.0750 0.2500 0.4500 0.6600
  Band 2

0.1250

0.2750

0.5000

0.7100

  Band 3 0.1500 0.3000 0.5500 0.7600
           
CHF Band 1 0.0000 0.0000 0.0000 0.0000
  Band 2 0.0000 0.0000 0.0000 0.0000
  Band 3 0.0000 0.0000 0.0000 0.0000

 

Band 1
GBP *GBP 860 - GBP 3,900
USD *USD 1,000 - USD 6,900
AUD *AUD 1,400 - AUD 10,100
CAD *CAD 1,400 - CAD 9,700
CHF *CHF 1,000 - CHF 9,000
   
Band 2
GBP over GBP 3,901
USD over USD 6,901
AUD over AUD 10,101
CAD over CAD 9,701
CHF over CHF 9,001
   
Band 3
GBP over GBP 32,000
USD over USD 56,000
AUD over AUD 81,000
CAD over CAD 77,000
CHF over CHF 72,000
Minimum balance to open a fixed deposit CFC is €1,000 (* the foreign equivalent may vary from time to time due to the exchange rate). Interest is calculated on a 365-day basis on GBP and 360-day basis for all other currencies.
Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt

The above rates are subject to change from time to time.

 

CFC Ordinary Savings Accounts
  GBP USD AUD CAD CHF
Band 1 0.0300 0.000 0.500 0.00 0.000
Band 2 0.0300 0.000 0.500 0.00 0.000

 

Band 1
GBP *GBP 860 - GBP 18,000
USD *USD 1,000 - USD 25,000
AUD *AUD 1,400 - AUD 38,000
CAD *CAD 1,400 - CAD 35,000
CHF *CHF 1,000 - CHF 46,000
   
Band 2
GBP over GBP 18,001
USD over USD 25,001
AUD over AUD 38,001
CAD over CAD 35,001
CHF over CHF 46,001
Interest is payable Monthly.

The above rates are subject to change from time to time.

 * the foreign equivalent may vary from time to time due to the exchange rate

 

CFC 7-Day Notice Accounts
  GBP USD
Band 1 0.05 0.58
Band 2 0.05 0.58

 

Band 1
GBP *GBP 860 - GBP 15,000
USD *USD 1,000 - USD 20,000
   
Band 2
GBP over GBP 15000
USD over USD 20000
Interest is payable Monthly.

The above rates are subject to change from time to time.

 * the foreign equivalent may vary from time to time due to the exchange rate

 

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APS Bank Ltd is licensed to undertake the Business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006