The APS Investment Chats are your gateway to the world of investing. Join us for three engaging sessions, where we will break down bonds, shares, and mutual funds, provide guidance on saving for retirement, and share a short and medium term outlook for the local market.

Join the conversation, learn from experts, and get answers to your questions. This is your chance to explore the world of investments.

Schedule

13 Nov: Decode investment basics

14 Nov: Build your future

15 Nov: Navigate local investments

From 18:00 to 19:00

 

Session 1 - Decode investment basics

Monday 13 Nov, 18:00-19:00

Bonds, shares, and mutual funds may sound familiar, but what is the real story? In this session our expert duo will break down the basics of investments. We will explore various investment types and help you choose between capital growth and income. We will also discuss the benefits of building your own portfolio versus opting for managed investments like mutual funds. You will have the chance to engage with our speakers through a Q&A session.

Speakers

Igor Schembri - Investment Services Advisor, APS Bank

Igor Schembri

Igor has been an Investment Services Advisor at APS Bank for the past 2 years.

From a very young age, Igor was interested in the financial sector and has now developed a passion for investments and financial markets.

He shares his expertise with companies in their Employee Benefit Schemes and actively seeks to expand his knowledge in the field.

Leanne Zammit - Investment Services Advisor, APS Bank

Leanne Zammit

Leanne is an Investment Services Advisor at APS Bank, known for her dedication to financial guidance and strategic planning.

With a keen eye for opportunities and a commitment to helping customers achieve their financial goals, she has become a trusted expert in the field.

Her commitment and ambition have helped her continuously seek new challenges while making significant progress in retail investment services.

Session 2 - Build your future

Tuesday 14 Nov, 18:00-19:00

In the second session we will focus on the importance of saving for retirement. Our expert Mark will highlight the value of early financial planning for your retirement. Following the presentation, we will hold a panel discussion to discuss local retirement laws and potential developments. A Q&A session with our experts will follow.

Speakers

Darran Agius - Corporate Schemes Relationship Manager, APS Bank

Darran is the Corporate Schemes Relationship Manager at APS Bank, responsible for developing and growing the APS Pension offering and providing tax-efficient employee retention solutions to corporate customers. He joined APS Bank in September 2018 as a Private Clients Relationship Manager, managing high-net-worth investment portfolios.

He joined the financial sector in 2003 and gained extensive experience in various areas, including commercial insurance, personal and corporate credit, and pensions.

Darran holds a Bachelor of Commerce degree from the University of Malta, a BSc (Hons) Financial Services degree from the University of Manchester, and an MSc in Human Resource Management and Development from the University of Leicester.

Mark Lamb - Corporate Schemes Manager, APS Bank

Mark Lamb

With over 25 years of financial services expertise, Mark is qualified and authorised by the MFSA to provide investment, pensions, and insurance advice. In 2018 he was approved by the regulator to act as a Portfolio Manager.

Mark is a member of the UK’s Personal Finance Society and Chartered Insurance Institute. Before moving to Malta in 2003, he worked for the UK’s largest pensions provider and served as an Independent Financial Advisor for one of the UK’s longest established advisory firms.

Additionally, he was a weekly business columnist for Malta Today for over 5 years.

David Spiteri Gingell - Former Chair, Pension Reform

David was the chair of pension reform groups between 2004–2012 and a member of the Pension Strategy Group between 2013–2021.

He stewarded the first national strategy on financial capability and set up and led ĠEMMA, which was responsible for its implementation.

David held various chair, board, and CEO positions in government entities and NGOs. He was bestowed the Order of the Terra Mariana (Fourth Class) by the President of Estonia in 2001.

Session 3 - Navigate local investments

Wednesday 15 Nov, 18:00-19:00

The Maltese investment market differs from overseas, presenting both challenges and opportunities. Join the third session for an insightful presentation and an expert panel discussion about the local market's short and medium-term outlook. In this session we will explore market trends, engage in discussions, and close with a Q&A session with our experts.

Speakers

David Lanzon - Senior Portfolio Manager, APS Bank

David Lanzon

David is a Senior Portfolio Manager at ReAPS Asset Management Ltd, a subsidiary of APS Bank. Since joining the team in 2017 he has been responsible for managing discretionary customer portfolios and co-managing APS Funds.

He is a regular contributor to the Firm’s investment views and trade idea generation, with a special focus on international credit and the Maltese financial market. His previous experience includes key positions in investment management at HSBC Global Asset Management Malta and a six-year stint at the Central Bank of Malta.

David holds a Master’s degree in Economics from the University of Malta and was awarded the CFA charter in 2015.

Mark Muscat - Assistant Portfolio Manager, APS Bank

Mark Muscat

Mark is an Assistant Portfolio Manager at ReAPS Asset Management Ltd, a subsidiary of APS Bank. He joined the team in 2022 and assists the Portfolio Managers in managing discretionary customer portfolios and APS Funds.

Mark's understanding of financial markets helps him identify new investment opportunities and economic developments, with a focus on international credit and global equities. Previously, Mark was a Financial Analyst at a local asset management firm for eight years, where he recommended specific stocks, bonds, or other assets to buy or sell.

Mark holds a Master's degree in Banking and Finance from the University of Malta.

Michael Tabone - Senior Portfolio Manager, APS Bank

Michael Tabone

Michael started his career in 2008 at Qube Services, in fund and company administration and formation in Malta. He joined Oceanwood Capital in 2010 as a Research Analyst responsible for idea generation and fundamental research across asset classes.

Michael moved to Oceanwood’s London office in 2014, where he worked for six years, forming part of a team reporting to the Chief Investment Officer with a focus on European bank subordinated credit and event-driven investment opportunities across the capital structure. Michael joined APS Bank as a Portfolio Manager in January 2020.

Michael is a Chartered Financial Analyst, a member of the UK CFA Society, and has an Honours degree from the University of Malta in Banking and Finance.

Watch the 2021 edition

Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance intermediary under the Insurance Distribution Act 2018.

Any questions?

Visit our Help Centre for 24/7 support and help documentation

Call on

(+356) 2122 6644

Mon - Sun, 08:00 - 21:00