Explore the world of investing with the APS Investment Chats. This three-session series shares expert insights on investment basics, pension planning, and portfolio strategies. Whether you are starting out or looking to refine your approach, each session is designed to help you build confidence and make more informed financial decisions.
Watch the full recordings, learn from our experts, and deepen your understanding of investing, to navigate your financial future with greater clarity.
Session 1 - Exploring investment basics
Investing has become increasingly relevant these days - we hear about it constantly, but what does it really mean and where should someone begin? In this session, we explored the different stages of an investor’s journey and how financial needs change over time. We looked at the investment options available and how an advisor can help you choose what best fits your goals and personal circumstances.
Session 2 - Understanding pensions
Retirement may feel just around the corner for some, while for others it seems a distant milestone. In this session, we focused on how to generate income in retirement and why starting early makes a difference. We looked at how to balance enjoying the present with preparing for the future - managing short-term lifestyle goals while building long-term financial security. You will also gain practical tips and strategies to help you create a sustainable and effective retirement plan.
Session 3 - Navigating portfolios & market trends
Markets can move quickly, and it is easy to feel uncertain about what to do next. In this session, we explored how to build and manage a well-balanced investment portfolio, understand key market trends, and make sense of what is happening in the economy. Our experts shared practical tips on diversification, risk management, and staying focused on long-term goals - helping you make clearer, more confident investment decisions.
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The information provided during these chats should not be interpreted as an investment advice. You should consult your independent legal, investment or other advisors to ensure that any decision you make is suitable for you with regards to your specific circumstances and financial situation. Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance intermediary under the Insurance Distribution Act 2018.
APS Bank plc is the distributor of the Scheme and the protector of the Trust. The APS Personal Pension Plan and Occupational Pension Scheme are licensed and regulated as a personal retirement scheme and as an occupational retirement scheme respectively, by the Malta Financial Services Authority in terms of the Retirement Pensions Act (Chapter 514 of the Laws of Malta). Praxis PES Malta Limited is authorised by the Malta Financial Services Authority to act as a Retirement Scheme Administrator to Retirement Schemes registered under the Retirement Pensions Act, 2011. Terms and conditions apply and are available on apsbank.com.mt/personal-pension and apsbank.com.mt/occupational-pension. There is no statutory provision for compensation in the case where a retirement scheme is unable to satisfy the liabilities attributable to it and the license of the Scheme is not an endorsement by the MFSA of the Scheme’s financial performance.
ReAPS Asset Management Limited a subsidiary of APS Bank plc and is regulated by the Malta Financial Services Authority as a UCITS Management Company and to carry out Investment Services activities under the Investment Services Act 1994 and is registered as an Investment Manager under the Retirement Pensions Act. Terms and Conditions apply and are available upon request.