Discover the Top Benefits of Internet Banking

In today's fast-paced world, time is of the essence. We are always on the go, and we need quick and convenient solutions for everything - including banking. That's where internet banking comes in. Internet banking has revolutionized the way we manage our finances, allowing us to access our accounts and carry out transactions anytime, anywhere, and from any device.

In this article, we will explore the top benefits of internet banking and introduce you to myAPS - our internet and mobile banking service. Read on to discover how internet banking can make your everyday banking simple, secure, and convenient.

What is Internet Banking?

Internet banking, also known as online banking, is a digital service that allows customers to perform financial transactions through a bank’s website or mobile app. With internet banking, you can access your bank accounts, view account balances, transfer funds, pay bills, and more - all from the convenience of your computer or mobile device.

The Benefits of Internet Banking

Internet banking has transformed the way we manage our finances. Gone are the days of having to physically visit a bank to carry out transactions, check balances or transfer money. With internet banking, you can now carry out all these tasks and more with just a few clicks on your computer or taps on your mobile device.

Internet banking offers a wide range of benefits, making it an attractive option for those who value convenience and flexibility. Here are some of the top benefits of internet banking:

  • Convenience: With internet banking, you can access your accounts and perform transactions anytime, anywhere. This eliminates the need to visit a bank during working hours and allows you to manage your finances on the go.
  • 24/7 availability: Unlike traditional banking, internet banking is available 24/7. This means you can perform transactions and manage your finances anytime, anywhere, including outside of traditional banking hours.
  • Easy money management: With internet banking, you can easily manage multiple accounts and transfer funds between them. This allows you to keep track of your finances and make payments without the need to visit a branch.
  • Time-saving: Internet banking allows you to carry out transactions quickly and efficiently, without the need to stand in long queues. This saves time and makes banking more convenient for busy people.
  • Security: Internet banking is highly secure, uses advanced encryption technology to protect your personal and financial information, and supports biometric technology, such as fingerprint or Face ID®, to ensure a secure login.
  • Access to account details and transaction history: Internet banking allows you instant access to your account details and transaction history. You can easily view your account balance, check transaction history, and track your spending, all from the comfort of your own home.
  • Automatic bill payments: Internet banking allows you to set up automatic bill payments, which can save time and ensure that your bills are always paid on time. This feature can also help you avoid late fees and penalties.
  • Money transfers: With internet banking, you can easily transfer money between your own accounts, to a third-party or to other bank accounts. This is a convenient way to pay bills or send money to friends and family, without having to write a check or visit a bank branch.
  • View statements: Internet banking allows you to view and download your bank statements at any time, which can be a useful tool for budgeting and financial planning. You can also choose to receive electronic statements, which is an eco-friendly option that helps to reduce paper waste.

myAPS: the APS Bank Internet and Mobile Banking Service

At APS Bank, we understand the importance of convenience and security when it comes to banking. That's why we offer myAPS, an internet and mobile banking service which is designed to make your everyday banking quick, easy, and secure.

With myAPS, you can manage all your APS Bank accounts using a simple and intuitive screen. You can view your account balances, transfer funds, pay bills, and more - all from the convenience of your computer or mobile device. Plus, myAPS is available 24/7, so you can bank whenever it's convenient for you.

Furthermore, we are the first local Bank to remove online SEPA payment fees for all customers, including businesses. No more charges to send and receive payments in Euro, locally and with any SEPA countries.

Services at a glance Internet banking Mobile app
View account details and history ✔️ ✔️
Open a new account ✔️
Transfer between own accounts ✔️ ✔️
Transfer to another APS account ✔️ ✔️
Transfer to third-party ✔️ ✔️
Bill payments and donations ✔️ ✔️
Mobile-to-mobile payment ✔️
Create standing orders ✔️ ✔️
View standing orders ✔️ ✔️
Create templates ✔️ ✔️
View templates ✔️
Send a secure message ✔️ ✔️
View statements ✔️ ✔️
Order a cheque book ✔️ ✔️
View cheque images and unused cheques ✔️ ✔️
Stop cheques ✔️ ✔️
Order a new debit card ✔️
Setting/changing your password for online shopping ✔️ ✔️

In addition to the convenience of online banking, myAPS also offers advanced security features to protect your personal and financial information. When accessed from a mobile device, you can use biometric technology, such as fingerprint (on iOS and Android) or Face ID® (on iOS), to securely log in to your account, and our app employs the latest digital security technology to safeguard your privacy.

Get Started with APS Bank 

To exploit the benefits of internet banking and to get more information on our range of products, contact us by completing the form below. Our team will empower you to take charge of your finances and help you reach your financial goals.

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Approved and issued by APS Bank plc, APS Centre, Tower Street, B’Kara BKR 4012. APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994. Terms and conditions apply and are available on request.

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