Personal Investor

At APS Bank plc we help you identify your investment needs by offering you a free financial planning service. We offer a wide range of investment products and tools to cater for different lifestyles, different age groups and individual needs and risk profiles.

Financial planning helps you:

  • Make the most of your money
  • Sort out your priorities
  • Work towards long-term goals, allowing you to carry them out as and when you can afford it
  • Find the right products to meet your needs
  • Be prepared for unexpected financial shocks, such as illness or losing your job
  • Through the process we help you

Identify and prioritise your goals

Everyone is different, so everyone has different financial goals. But at any stage of life, we tend to have similar goals

Check your resources

Current income, capital and other existing investments

Find products which meet your needs

What you can afford, your tax position, your attitude to risk, timescale required and your state of health

Choose the right companies

There are usually many companies to choose from and often hundreds of products.  This can be complicated

Review your plan regularly

As your life and the world around you change, your financial plan will need to adjust and adapt
Our Investment Services Officers will go through the process with the clients and the appropriate products are identified and the key features explained to the clients.  The clients then are in better position to decide which solution presented fits best their needs. 

Book an appointment at any one of our branches today by filling in the form below! We also have extended hours in seleted branches so you can even book an appointment from 16:30-19:00 on Wednesdays! Visit to find out more.

APS Bank Terms of Business APS Bank Terms of Business in Maltese

Book an appointment here



APS Bank will use the information provided within this form to process your request. For security and data confidentiality purposes it is not advisable to use this form to send sensitive data such as account numbers, account balances, login information and any other financial information that can identify a specific transaction. We will never ask you for this type of personal information through our website, social media or direct you to a web page that asks for this information. Please note that the Bank has revised the Data Privacy Policy. Kindly visit for further details.


Copyright © 2017 APS Bank plc
APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.