Personal Pension Plan (With Profits)

APS Bank Pension Plans

As a Tied Insurance Intermediary of MAPFRE MSV Life plc, APS Bank distributes the MAPFRE MSV Personal Pension Plan (With Profits) is a long term regular savings pension plan, investing in the MAPFRE MSV With Profits Fund. It allows you to save on a regular basis and to invest additional lump sums at any time in the future. Contributions to the Plan qualify for a tax credit for those meeting the eligibility criteria listed in the Key Features Document.

The Plan aims to build up a sum of money which will be used to provide a tax-free cash sum when you retire and a regular income for the rest of your life, in order to supplement the State Pension. It can also help your retirement planning cope with changes in your personal and financial circumstances; offer a wide and flexible choice of where to invest your savings or provide a cash sum to your wife, husband or dependant(s) should you die before retirement. You shall commit to make regular contributions for the life of the Plan (and review on a regular basis) as well as keep the Plan invested until you choose to take your retirement benefits.

For more information on the MAPFRE MSV Personal Pension Plan (With Profits), please download our brochure below or download MAPFRE MSV Personal Pension Plan (With Profits) Key Features document here

What is a Personal Pension Plan? How flexible is it? Who can have one? How much can I pay in? Where are the contributions invested? How do I claim tax credit? Book an appointment at any one of our branches today by filling in the form below! We also have extended hours in seleted branches so you can even book an appointment from 16:30-19:00 on Wednesdays! Visit to find out more.

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*Tax treatment depends on the individual circumstances. Tax legislation & the amount of rebate may change in the future. Terms, conditions and exclusions may apply and are available upon request. Approved and issued by APS Bank plc of APS Centre, Tower Street, Birkirkara. BKR 4012. APS Bank plc is licensed to undertake the business of Banking and to conduct Investment Services by the Malta Financial Services Authority and is enrolled in the Tied Insurance Intermediaries List under the Insurance Distribution Act, Cap 487. The Bank is a participant in the Depositor Compensation Scheme and the Investor Compensation Scheme as established under the laws of Malta. MAPFRE MSV Life plc is authorised by the Malta Financial Services Authority to carry on long term business under the Insurance Business Act 1998. Both entities are regulated by the MFSA. The Pension Plans distributed by APS Bank plc are products of MAPFRE MSV Life plc.

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APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.