APS Student: 16+

APS Student 2018

*Gross of tax. 1.5% p.a. for amounts up to € 5,000 and 0.05% p.a. for amounts over € 5,000. Terms and Conditions apply and are available upon request. Approved and issued by APS Bank plc, APS Centre, Tower Street, Birkirkara, BKR 4012.

Upon turning 16 you will be entitled to...
FREE VISA Debit card to be used with your Virtual account
myAPS Internet and mobile banking with FREE mobile authentication, no annual fees!
Full discount on initial fees on any lump sum investment with APS Funds SICAV plc
25% discount on dealing fees for international stock exchange dealings
NO INITIAL FEES on monthly savings plans on all the range of APS Funds
FREE Standing Orders & Local Drafts
FREE investment and retirement planning advice *
€50 cash gift upon receipt of your first maintenance grant

* The service includes a free investment portfolio review, free financial planning advice and free retirement planning advice. You will also get the first monthly retirement plan premium for free.



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Applying for an APS Student Account is easy... start by booking an appointment today!

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Switching to APS Bank?

Now is the time to switch to APS. There are no costs to worry about, only very attractive interest rates that could save you money! It’s a simple process - just apply for an APS Student Account and we’ll get you started; all the work is handled by us.

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APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.