APS Regular Income Ethical Fund

APS Bank Ethical Fund

The APS Regular Income Ethical Fund endeavours to maximise the total return to investors, minimising volatility whilst seeking to attain a desirable level of liquidity, following ethical principles according to the Fund`s Ethical Policy. The Fund invests primarily in a diversified portfolio of government and corporate bonds, in direct equities and may also hold units in selected Collective Investment Schemes/ETFs, bank deposits and cash. The Fund can only invest in government and corporate entities as provided by the Ethical Policy of the Fund. The Fund forms part of the APS Funds SICAV p.l.c., an open-ended Malta UCITS collective investment scheme.

 Investment approach

The Fund has the responsibility to select properly run companies and entities that add value and provide a sustainable investment return. Apart from the financial analysis, the Fund adopts positive screening criteria to select the investments. The Fund also adopts stringent criteria for sovereign issuers.Institutions operating in sectors or industries which are harmful to society are excluded from the investment portfolio of the Fund. We are committed to investing only in organisations that do not harm the well-being of society at large and that score highly in ESG (Environmental, Social and Governance) factors, ensuring proper business sustainability.

How may I invest?

We understand that every investor has different objectives. You can invest in the APS Regular Income Ethical Fund in two different ways:

Request more Info

Savings Plan

If you would like to invest smaller sums or are looking at a savings plan, we offer the APS Regular Income Ethical Fund in the form of a monthly savings plan. From as little as €50 every month, this approach helps you build a portfolio in manageable monthly investments.

Request more Info

Lump Sum Package

Starting from a minimum investment of €2,000, this approach is perfect for you if you would like to invest a lump sum.

Take your time to evaluate which approach suits you best. Our professional team is focused on providing you with sound investment advice.


Fill in the form below to book an appointment



APS Bank will use the information provided within this form to process your request. For security and data confidentiality purposes it is not advisable to use this form to send sensitive data such as account numbers, account balances, login information and any other financial information that can identify a specific transaction. We will never ask you for this type of personal information through our website, social media or direct you to a web page that asks for this information. Please note that the Bank has revised the Data Privacy Policy. Kindly visit www.apsbank.com.mt/gdpr for further details.

Document downloads

Company Announcements


No information contained on this webpage should be deemed to constitute the provision of any form of advice nor does it constitute solicitation and/or an offer to buy, sell or otherwise deal in any investment. Any investment should be based on the full details of the relevant Prospectus and Supplement thereto and viewers are strongly advised to seek professional advice. Performance figures quoted refer to the past and past performance is not a guarantee of future performance. Income and frequency of payments may vary and are not guaranteed. The value of investments may rise as well as fall and currency fluctuations may affect the value of the investment. Any initial charges and any exit fees that may apply may lower the amount invested and the amount received upon redemption. APS Income Fund is considered as a prescribed fund and holds at least 85% of investments in assets held in Malta and enjoys certain tax benefits over direct investments. The levels and basis of taxation are dependent on individual circumstances and subject to change and therefore it is highly recommended that professional tax advice be sought. APS Funds SICAV p.l.c. and its sub-funds are licensed by the MFSA as a collective investment scheme pursuant to the Investment Services Act and the UCITS Directive. APS Funds SICAV p.l.c. is managed by ReAPS Asset Management Limited, a subsidiary of APS Bank plc, and licensed to provide investment services in Malta by the Malta Financial Services Authority (‘MFSA’).



Copyright © 2017 APS Bank plc
APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.