Other Services

Direct Credits

Direct Credits are accepted for salaries, pensions, children’s allowances, dividend warrants, MGS etc.

Direct Debits

Direct Debits are accepted from APS Bank clients to effect payments from selected companies holding accounts with us.

Third Party Payments

Payments to MEPA and VAT Department are accepted over the counter at any APS Bank Branch.

Standing Orders

Payments made on instructions from clients to another account, third party payment, and accounts with us or with other Banks.

Telegraphic Transfers

We can transfer funds in any currency published on our Exchange Rates Table to any international or local destination as per your instructions. Funds can be transferred from one person or institution to another person or institution worldwide using the fastest and most efficient method of making direct payments abroad through the SWIFT (Society for Worldwide Interbank Financial Telecommunications SC) network.

APS Terms and Conditions


More information on the various aspects of the SEPA legislation. Click for more info

APS Terms and Conditions 

Payment Services Directive

The revised Payment Services Directive (PSD2) updates and complements the EU rules put in place by the Payment Services Directive (PSD1, 2007/64/EC). Its main objectives are to: Contribute to a more integrated and efficient European payments market; Improve the level playing field for payment service providers (including new players); Make payments safer and more secure; Protect consumers. It is applicable for products and services offered by the Bank.

APS Terms and Conditions

Copyright © 2017 APS Bank plc
APS Bank plc is regulated by the Malta Financial Services Authority as a Credit Institution under the Banking Act 1994 and to carry out Investment Services activities under the Investment Services Act 1994. The Bank is also registered as a Tied Insurance Intermediary under the Insurance Distribution Act 2018.