APS Regular Income Ethical Fund

An ethical investment adds strong ethical considerations to sound financial analysis. It combines a number of positive values for inclusion, such as organisations that ensure a responsible approach to social, environmental, and governance issues. Ethical funds also actively exclude those entities that are known to harm society. The APS Regular Income Ethical Fund is a medium risk fund focused on income paying instruments. The Fund is the only retail ethical fund licensed in Malta.

This means that you are safe in the knowledge that your money is being invested in companies that behave ethically and responsibly.

Investment approach

The Fund has the responsibility to select properly run companies and entities that add value and provide an appropriate investment return. Apart from the financial analysis, the Fund adopts positive screening criteria to select the investments. The Fund also adopts stringent criteria for sovereign issuers. Institutions operating in sectors or industries which are harmful to society are excluded from the investment portfolio of the fund.

We are committed to investing only in organisations that consider the well-being of society at large and that score highly in ESG (Environmental, Social and Governance) factors, ensuring proper business growth. 

We Invest in companies that excel In:

Companies We Invest In

We do not invest in any companies involved in military, tobacco, pornography, alcohol, gambling, life termination services & any other organisation proven to be involved in unethical practices.

How may I invest?

We understand that every investor has different objectives. You can invest in the APS Regular Income Ethical Fund in two different ways: 

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Lump Sum Package

Starting from a minimum deposit of €2,000, this approach is perfect for you if you would like to invest a lump sum.

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Savings Plan

If you'd like to invest smaller sums or are looking at a savings plan, we offer the APS Regular Income Ethical Fund in the form of a monthly savings plan. From as little as €50 every month, this approach helps you build a portfolio in manageable monthly investments.

Take your time to evaluate which approach suits you best. Our professional team is focused on providing you with sound investment advice.

The Fund is a non-prescribed fund and it is not subject to any restriction as to the amount it may invest in assets held in Malta. More detailed information is found on the Supplement to the Prospectus.


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No information contained on this webpage should be deemed to constitute the provision of any form of advice nor does it constitute solicitation and/or an offer to buy, sell or otherwise deal in any investment. Any investment should be based on the full details of the relevant Prospectus and Supplement thereto and viewers are strongly advised to seek professional advice. Performance figures quoted refer to the past and past performance is not a guarantee of future performance.Income and frequency of payments may vary and are not guaranteed. The value of investments may rise as well as fall and currency fluctuations may affect the value of the investment. Some funds are considered as prescribed funds and hold at least 85% of investments in assets held in Malta and enjoy certain tax benefits over direct investments. The levels and basis of taxation are dependent on individual circumstances and subject to change and therefore it is highly recommended that professional tax advice be sought. APS Funds SICAV p.l.c. and its sub-funds are licensed by the MFSA. APS Bank Ltd. is licensed to provide investment services in Malta by the MFSA.

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APS Bank Ltd is licensed to undertake the Business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006