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No information contained on this webpage should be deemed to constitute the provision of any form of advice nor does it constitute solicitation and/or an offer to buy, sell or otherwise deal in any investment. Any investment should be based on the full details of the relevant Prospectus and Supplement thereto and viewers are strongly advised to seek professional advice. Performance figures quoted refer to the past and past performance is not a guarantee of future performance. Income and frequency of payments may vary and are not guaranteed. The value of investments may rise as well as fall and currency fluctuations may affect the value of the investment. Any initial charges and any exit fees that may apply may lower the amount invested and the amount received upon redemption. APS Income Fund is considered as a prescribed fund and holds at least 85% of investments in assets held in Malta and enjoys certain tax benefits over direct investments. The levels and basis of taxation are dependent on individual circumstances and subject to change and therefore it is highly recommended that professional tax advice be sought. APS Funds SICAV p.l.c. and its sub-funds are licensed by the MFSA as a collective investment scheme pursuant to the Investment Services Act and the UCITS Directive. APS Funds SICAV p.l.c. is managed by ReAPS Asset Management Limited, a subsidiary of APS Bank Limited, and licensed to provide investment services in Malta by the Malta Financial Services Authority (‘MFSA’).

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APS Bank Ltd is licensed to undertake the Business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006