Interest Rates

Rates as at 17 June 2013

Local Interest Rates
Lifeguard Account 0.25% p.a.
Savings Bonanza Account 0.50% p.a.
Virtual Account* 1.25% p.a. (for amounts up to € 50,000)
  0.00% p.a. (for amounts over € 50,000)
First Coin Account 3.00% p.a.
Teen Plus Savings Account 3.00% p.a.
Teen Plus Access Account 1.00% p.a.
* If the total balance on the account exceeds € 50,000, interest will only accrue on the first € 50,000.

 

Term Deposits
1 Month 0.25% p.a.
3 Months 1.70% p.a.
6 Months 1.80% p.a.
1 Year 2.00% p.a.
2 Years 2.00% p.a.
3 Years 2.00% p.a.
4 Years 2.00% p.a.
5 Years 2.10% p.a.

Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt
Interest rates are subject to change without prior notice.

 

Foreign Interest Rates
CFC Fixed Deposits
CFC Ordinary Savings Accounts
CFC 7-Day Notice Accounts

 

CFC Fixed Deposits
    1 Month 3 Months 6 Months 12 Months
GBP Band 1 0.0500 0.1150 0.1650 0.2150
  Band 2 0.0600 0.1650 0.2150 0.2650
  Band 3 0.1500 0.1900 0.2400 0.2900
           
USD Band 1 0.0000 0.0000 0.0600 0.1000
  Band 2 0.0000 0.0500 0.1000 0.1400
  Band 3 0.0400 0.0700 0.1200 0.1600
           
AUD Band 1 N/A 0.8000 1.0000 1.4500
  Band 2 N/A 1.0500 1.2500 1.7000
  Band 3 N/A 1.2000 1.4000 1.8500
           
CAD Band 1 N/A 0.4000 0.5000 0.5500
  Band 2 N/A 0.5000 0.5500

0.6000
  Band 3 N/A 0.5500 0.6000 0.6500
           
CHF Band 1 N/A 0.0000 0.0000 0.0000
  Band 2 N/A 0.0000 0.0000 0.0000
  Band 3 N/A 0.0000 0.0000 0.0000

 

Band 1
GBP GBP 1,000 - GBP 3,900
USD USD 1,800 - USD 6,900
AUD AUD 2,000 - AUD 10,100
CAD CAD 1,900 - CAD 9,700
CHF CHF 1,800 - CHF 9,000
   
Band 2
GBP over GBP 3,901
USD over USD 6,901
AUD over AUD 10,101
CAD over CAD 9,701
CHF over CHF 9,001
   
Band 3
GBP over GBP 32,000
USD over USD 56,000
AUD over AUD 81,000
CAD over CAD 77,000
CHF over CHF 72,000
Minimum balance to open a fixed deposit CFC is €1,200. Interest is calculated on a 365-day basis on GBP and 360-day basis for all other currencies.
Ask for more information about interest rates by visiting any APS Bank Branch or contacting the Bank's Customer Support Centre on telephone 2122 6644 or by email on csc@apsbank.com.mt
The above rates are issued daily.

 

CFC Ordinary Savings Accounts
  GBP USD AUD CAD CHF
Band 1 0.0500 0.000 0.750 0.05 0.010
Band 2 0.0600 0.000 0.800 0.06 0.010

 

Band 1
GBP GBP 1,000 - GBP 18,000
USD USD 1,800 - USD 25,000
AUD AUD 2,000 - AUD 38,000
CAD CAD 1,900 - CAD 35,000
CHF CHF 1,800 - CHF 46,000
   
Band 2
GBP over GBP 18,001
USD over USD 25,001
AUD over AUD 38,001
CAD over CAD 35,001
CHF over CHF 46,001
Interest is payable Monthly.
The above rates are subject to change from time to time.

 

CFC 7-Day Notice Accounts
  GBP USD
Band 1 0.06 0.00
Band 2 0.10 0.00 

 

Band 1
GBP GBP 1,000 - GBP 15,000
USD USD 1,800 - USD 20,000
   
Band 2
GBP over GBP 15000
USD over USD 20000
Interest is payable Monthly.
The above rates are subject to change from time to time.

 

APS Bank Ltd is licensed to undertake the business of Banking and to conduct Investment Services business by the Malta Financial Services Authority and is enrolled in the Tied Insurance Intermediaries List under the Insurance Intermediaries Act 2006.